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$0 Lender Origination Fees*, $0 Down Payment**, $0 Mortgage Insurance, $0 Pre-Payment Penalty | Learn More
Get Started
Ready to get started?

Submit your contact information by clicking apply now or by filling out the form on the Contact Page. Once you submit one of our experienced Loan Officers will connect with you to help you learn more about the program!

Submit Basic Information

Interested in a home loan? Start the Zero for the Hero process by submitting basic information so that we can know who you are and get in contact with you. You can submit your information by filling out the form from the Contact Page, or by clicking on Apply Now!

See If You Qualify

Our team will work with you diligently to help you during the qualification and home loan process. We will help guide you every step of the way to ensure you have a rewarding home buying experience.

Save On Your Home

Here is the fun part! You now get to go and find the house of your dreams. Our team can recommend experienced realtors in your area. We can help connect you with professionals who will help you locate your next home and take advantage of the savings that our Zero for the Hero program brings to you and your family!

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All rights reserved.

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the Department’s website at A toll-free consumer hotline is available at 1-877-276-5550. The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by! borrowers caused by acts of Licensed Mortgage Banker Residential Mortgage Loan Originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at

All loans subject to credit approval. Rates and fees subject to change. In accordance with Section 326 of the USA PATRIOT Act of 2001, Ark-La-Tex Financial Services, LLC NMLS: 2143 is required to obtain a copy of the documents used in identifying our new! account customers. This notice is being provided to you for adequate notice given under this act.

Christopher C Miller Loan Officer NMLS #452849

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