$0 Lender Origination Fees*, $0 Down Payment**, $0 Mortgage Insurance, $0 Pre-Payment Penalty | Learn More

Welcome Home!

Our veteran-run home loan program offers a hassle-free home buying experience for military veterans and active duty personnel, providing a one-stop-shop for all their home loan needs while also empowering them to build their wealth through homeownership.

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24/7 Availability
96% Referral Rating
100% Veteran Staffed

Steps to Homeownership
Without all the Hassle

How Zero for the Hero helps you not only become a homeowner, but build wealth while doing so…

1

Home Loan
Consultation

2

Apply

3

Processing
Underwritting

4

Owning Your
Dream Home

Our Trusted Wealth Partners

Our team works with the best Financial Advisors, Wealth Mangers, CPA’s, and Insurance Agents that have experience working with Veterans and other members of service!

Real Estate Agents

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Financial Advisors

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Insurance Agents

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Our Team

Zero for the Hero is a Team of Veterans working to serve those that serve! Check out our Loan Officers below!

Chris Miller

Loan Officer – Army Veteran

Keith Sullivan

Loan Officer – Air Force Veteran

Ready to get started?

Submit your contact information by filling out the boxes below. Once you submit one of our qualified Zero for the Hero team members will connect with you to help you learn more about the program!

Get Started

Copyright 2022 Empower Lending Mortgage
All rights reserved.

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the Department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by! borrowers caused by acts of Licensed Mortgage Banker Residential Mortgage Loan Originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department's website at www.sml.texas.gov.

All loans subject to credit approval. Rates and fees subject to change. In accordance with Section 326 of the USA PATRIOT Act of 2001, Ark-La-Tex Financial Services, LLC NMLS: 2143 is required to obtain a copy of the documents used in identifying our new! account customers. This notice is being provided to you for adequate notice given under this act.

Christopher C Miller Loan Officer NMLS #452849 chris@empowerlending.com

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